ATM business bank account question

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So I'm working on getting a business bank account. Does money come out of my personal account and reimburse? Then the surcharge pay goes to my business account?
 
Easiest is to set up two checking accounts 1. Vault account and 2. Surcharge account. Load ATMs with money from your current bank. When someone uses your atm, say they take out $60. $60 will go back into your vault account and the surcharge ($3 example) goes into your surcharge account

Edit. Don’t get your personal account involved in anything. Your accountant could possible hate you haha
 
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